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Tuesday, September 30, 2008

Tight and Tighter

Just when you thought it couldn't get worse, this note was sent to mortgage brokers from one of the biggest players remaining in the Florida market.

Effective tomorrow 10/1, we will no longer offer financing on the following transactions in Florida:
Second Homes
Condominiums regardless of occupancy
Investment Properties
LTVs greater than 90%
Borrowers with credit scores below 660 regardless of automated decision
Max DTI allowed 45% regardless of automated decision

I'm glad nobody has yet countered any of my lowball offers. They will regret it.

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