Reader rob smeared me as "weird and out of touch" for noting how intolerant progressives and progressive institutions are today. No, he complains, they are only being "fair"! So let me share three items of interest.
At one large organization where a friend works, two black cafeteria cooks were asked to prepare a special meal in honor of African-American history month. No doubt, they thought back to their own childhood and prepared on meal of ribs, collard greens, and cornbread. A much higher status member of the organization came to the cafeteria and was sorely offended by their "stereotyping." She got them fired. So this highly privileged woman got two much less privileged, minority workers, who were probably supporting families on their low wages, thrown out of work because they had offended her progressive ideology by implying that African-American people ever ate African-American cuisine. Hey, fair's fair!
At another large organization where a fr…
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ReplyDeleteWASHINGTON (Reuters) - Banks in the United States kept tightening lending standards and terms for both business and consumer loans over the past three months out of concern about a weakening economic outlook, according to a Federal Reserve survey issued on Monday. ADVERTISEMENTThe April survey of senior loan officers at 56 domestic banks and 21 U.S. branches and agencies of foreign banks also underlined that demand for loans from businesses and consumers was weaker -- though not as markedly as in January."Substantial majorities of domestic and foreign respondents pointed to a less favorable or more uncertain economic outlook and to a worsening of industry-specific problems as reasons for tightening their lending standards on C&I (commercial and industrial) loans over the past three months," the Fed said.Harm Bandholz, an economist with UniCredit Markets, said the Fed findings implied that a broad-based credit crisis "has spilled over to the real economy and will continue to weigh on investment and consumer spending for some time."diablo 2 cd keydiablo 2 cd keydiablo 2 cd keywow goldwow goldwow goldworld of warcraft goldworld of warcraft goldworld of warcraft goldbuy wow goldbuy wow goldbuy wow goldcheap wow goldcheap wow goldcheap wow goldwow power levelingwow power levelingwow power levelingwow powerlevelingwow powerlevelingwow powerlevelingmaple story mesosmaplestory mesosmaple story meso2moons dil2moons goldage of conan goldaoc goldaoc power levelingage of conan power levelingaoc levelingaion goldbuy aion goldaoc goldaoc power levelingaoc levelingaoc goldaoc power levelingaoc levelingaoc goldaoc power levelingaoc levelingThat will be accentuated by declining job opportunities, Bandholz suggested. Jobs have been lost in each of the first four months of 2008, according to government statistics.Fed policy-makers may have had the outlines of the loan officers' report when they decided last week to reduce official interest rates another quarter percentage point. At the time, anarchy online creditsanarchy online creditarchlord goldbuy archlord goldcity of heroes influencecoh influencecity of villains infamycov infamyeve iskeve online iskthe Fed hinted it might halt its rate-cutting campaign while it assesses whether the 3.25 percentage points by which it has lowered benchmark U.S. rates since September will spur growth.The loan survey shows the tight lending continues to be a problem for the U.S. economy,flyff penyabuy flyff goldflyff moneygaia online goldgaia goldge moneygranado espada visgranado espada goldguild wars goldgw goldhellgate london palladiumhero online goldlast chaos goldpirates of the burning sea goldpotbs doubloonragnarok zenyro zenyrappelz rupeerappelz goldrf online goldscions of fate goldsecond life lindensecond life money which has grown at only a 0.6 percent rate during each of the last two quarters due to the drag from a deep housing crisis."About 35 percent of domestic banks and 45 percent of foreign institutions -- somewhat larger fractions than in the January survey -- noted that concerns about their banks' current or expected capital position had contributed to more stringent lending policies over the last three months," the Fed said. PUMP PRIMINGThe Fed -- the U.S. star wars galaxiesswg creditsthe sun onlinethe sun online goldsword of the new world vissword of the new world goldtabula rasa credittabula rasa creditstales of pirates goldvanguard moneybuy vanguard goldvoyage century goldwarhammer gold2moons dil2moons goldcentral bank -- and its counterparts in major industrial economies around the world have taken measures to pump liquidity into the banking system while policy-makers have urged financial institutions to keep aion goldbuy aion goldanarchy online creditsanarchy online creditarchlord goldbuy archlord goldThe survey shows banks are still lending but they are charging more, which to some extent thwarts the Fed's purpose in cutting rates and pumping money into the banking system."About 70 percent of banks -- up from 45 percent in the January survey -- indicated that they had increased spreads of loan rates over their cost of funds," city of heroes influencecoh influenceeve iskeve online iskflyff penyabuy flyff goldflyff moneygaia online goldgaia goldge moneygranado espada visgranado espada goldguild wars goldgw goldthe Fed said.Reduced lending potentially worsens any deceleration in the broader economy because it restricts credit that businesses need for investment in such things as new equipment, and that consumers need for purchases such as new homes.The survey cited, hellgate london palladiumhero online goldlast chaos goldpirates of the burning sea goldpotbs doubloonragnarok zenyro zenyrappelz rupeerappelz goldrf online goldscions of fate goldsecond life lindensecond life moneysilkroad goldbuy silkroad goldas a reason for reduced loan demand, less need on the part of banks' customers to finance investment in plant and equipment or to carry inventories."star wars galaxies credits
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2moons goldanarchy online creditsanarchy online creditarchlord goldbuy archlord goldcity of heroes influencecoh influencecity of villains infamycov infamyeve iskeve online isk COSTS AND TERMS UPA majority of banks were also toughening standards for not only prime mortgage loans but also for nontraditional and subprime residential mortgages. Some 65 percent said that there was less demand for subprime loans, flyff penyabuy flyff goldflyff moneygaia online goldgaia goldge moneygranado espada visgranado espada goldguild wars goldgw goldhellgate london palladiumhero online goldthe type made most frequently to borrowers with spotty credit records. One reason that banks cited for becoming wary about lending was concern about their current or expected capital position, a sign that they are worried about their loan portfolios.last chaos goldpirates of the burning sea goldpotbs doubloonragnarok zenyro zenyrappelz rupeerappelz goldscions of fate goldsecond life lindensecond life moneystar wars galaxies creditsswg creditssword of the new world vissword of the new world gold With the U.S. housing sector still in steep decline, lenders are bracing for a rising wave of foreclosures that is expected to top two million homes this year and for an inevitable increase in loans that go bad. Notably, the survey found that 70 percent of U.S. banks had stiffened their lending standards for approving applications for home equity lines of credit since January.tabula rasa credittabula rasa creditstales of pirates goldvanguard moneybuy vanguard goldvoyage century goldFifty percent of banks said that for customers who already had lines of credit, ffxi gilmmorpgonline games wow levelingthey had tightened terms because the value of the collateral securing them -- the homes on which credit lines were issued -- had declined significantly below appraised values.